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Together Students Achieve

Parents 

Universities and colleges can now charge full-time English students a maximum of £9,250 a year in tuition fees for courses beginning in 2017

Firstly, you don’t have to pay your child’s tuition fees upfront…

So you can start breathing normally again! Your child can apply for a tuition fee loan to take care of this. So they can head off to university, without the worry of paying this back until after they’ve graduated. 

Your child’s student loan, broken down

There are two types of student loan available: the tuition fee loan we mentioned above, and a maintenance loan. Both must be paid back at a later dat

As the name suggests, the tuition fee loan is there to cover your child's tuition fees. 
 
The maintenance loan is there to help with living costs, such as accommodation, food, travel, going out etc. The amount your child is eligible to borrow in maintenance loans depends on several factors, including where they will be studying and your family's household income. 

How much could your child receive? To give you a rough idea, if they'll be living away from home (and outside of London), a maintenance loan of up to £8,430 per year is available for households earning £25,000 per year or less. 
 
If you're earning more than this, the amount your child is eligible for will be lower. This means you or your child will need to make up any financial shortfall to cover these living costs e.g. many students work part-time at university. 

If your child is going to university in London, the maximum loan amount available is slightly higher (£11,002) to account for the higher cost of living in the capital.

How much will your child have to repay, It depends...

How much will your child have to repay? The tuition fee loan and the maintenance loan are added together to give the total amount they will have to repay (plus interest, which we talk about below). The variations mean it's difficult to calculate the exact level of debt your child will graduate with.